Mortgage Brokers Brisbane Gold Coast

Author name: QMP Financial

Refinance and Break Free: How Borrowers Are Escaping Mortgage Prison

Refinance and Break Free: How Borrowers Are Escaping Mortgage Prison

For years, many borrowers felt trapped in “mortgage prison”—unable to refinance their home loans due to strict serviceability requirements and rising interest rates. Now, new research shows that the doors are finally opening, giving more Australians the chance to refinance and take back control of their mortgages. Refinancing Is on the Rise The latest Mortgage […]

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Investor Lending on the Rise: A Market Shift to Watch

Investor Lending on the Rise: A Market Shift to Watch

The property market has hit a turning point — for the first time since the Australian Prudential Regulation Authority (APRA) began tracking the data in 2019, investor lending growth has outpaced owner-occupier lending. This shift signals a growing appetite among investors, while still highlighting the strong presence of owner-occupiers. But what does this trend mean

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Bridging, Not Risking: Unlocking Equity the Easy Way

Bridging, Not Risking: Unlocking Equity the Easy Way

With property prices reaching record highs, many homeowners are searching for ways to unlock their equity – sometimes even before selling their current home. Bridging finance has become an increasingly valuable tool in this process, providing flexibility and new opportunities for buyers, investors, and those going through major life transitions. Different Ways Bridging Loans Are

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Mortgage Market Stays Strong as Arrears Defy the Odds

Mortgage Market Stays Strong as Arrears Defy the Odds

Mortgage arrears in Australia remain at historically low levels, and experts anticipate they will continue to decline as interest rate cuts reduce pressure on borrowers, according to the latest data from property analytics firm Cotality. Arrears Edge Higher—But Still Historically Low Data from the March 2024 quarter shows a slight increase in mortgage arrears, rising

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