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Author name: QMP Financial

Image of a paper document with 'Debt to Income Ratio (DTI)' written on it, symbolizing financial understanding and empowerment.

Is Your DTI Limiting Your Financial Freedom? Learn How to Master It!

In the ever-evolving landscape of personal finance, certain metrics hold more sway than others. One such metric, the Debt to Income ratio (DTI), is gaining increasing prominence in the world of lending and financial decision-making. As we step into an era where regulatory changes are amplifying the importance of DTI, it’s crucial to grasp its […]

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Hand pointing to a graph illustrating a downward trend in interest rates for 2024.

RBA Interest Rates: Bank’s Bold 2024 Prediction Unveiled

RBA interest rates have become a focal point of discussion following the recent economic forecast by the Commonwealth Bank. As Australia’s premier financial institution, the bank’s nuanced insights into potential RBA interest rates adjustments for 2024 have sparked robust debates among economists, policymakers, and industry leaders. These projections not only illuminate the immediate monetary policy

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Hand holding lots of credit cards, illustrating the good and bad of easy credit. Emphasizing the need to know about finances for smarter long-term choices, especially for your credit score.

Credit Score Decoded: How Your Habits Affect Your Financial Health

Explore the impact of easy credit on your financial journey in our latest blog. Through a cautionary tale, discover the unexpected challenges faced by one client and the essential importance of financial awareness. Learn how understanding your finances can safeguard your credit score and pave the way for a secure and prosperous financial future. Read on to make informed choices and empower your financial well-being.

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Illustration of a man holding an umbrella over a pile of money, symbolizing the protection and security offered by early income protection. Safeguard your financial future today.

Why Income Protection is Essential for Young Adults

Being in the financial services industry, we naturally assume all our clients have income protection and risk insurance – because to us it just makes sense. When starting this article our intention was to encourage you to have conversations with your adult children about protecting their income at an early age – before ‘life’ simply

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