Mortgage Brokers Brisbane Gold Coast

Author name: QMP Financial

Red toy house behind a stack of coins under a red umbrella, symbolizing protection and financial security through insurance for homeowners.

Is Insurance the Next Big Challenge for Homeowners?

Natural disasters are becoming a significant challenge for homeowners worldwide, with rising insurance costs and increasing risks threatening to reshape the property market. The recent devastating wildfires in Los Angeles provide a stark reminder of the growing financial burden posed by climate change and extreme weather events. The wildfires ravaging Los Angeles have caused unprecedented […]

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Illustration of a row of houses sitting atop a downward-pointing arrow, symbolizing the recent decline in Australian home values.

Australian Home Values: First Dip in Two Years

As the new year begins, many Australians are reflecting on the housing market’s performance in 2024 and wondering what lies ahead for 2025. Recent data offers valuable insights into the trends shaping the home property landscape and potential opportunities for the year to come. New data from CoreLogic has unveiled a notable shift in the

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Young woman rushing with an overflowing shopping cart, capturing the excitement and frenzy of last-minute holiday shopping.

The Last-Minute Gift Guide: Thoughtful Presents Without the Panic

With Christmas just around the corner, it’s easy to feel the pressure of last-minute gift shopping. The frantic buzz of holiday sales and packed stores often leads to impulsive choices that may not be as meaningful—or budget-friendly—as you’d like. But don’t worry; there’s still time to pull off a thoughtful and memorable gifting strategy without

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A person in formal attire holding a wooden block labeled inflation above three wooden blocks with upward arrows and percentage symbols, representing rising inflation rates.

How Inflation Will Shape Financial Decisions in 2025

As we step into 2025, inflation remains a critical factor shaping the financial landscape. With global economic shifts, rising prices, and interest rate fluctuations, understanding how inflation impacts your financial decisions is more important than ever. Whether you’re a first-time homebuyer, a seasoned investor, or someone planning for retirement, inflation can significantly influence your purchasing

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A table filled with holiday budgeting essentials, featuring a calculator, Christmas wrapping paper, a checkbook, and a credit card statement, symbolizing financial planning during the festive season.

Managing Holiday Debt: Tips to Avoid Starting 2025 in the Red

The holiday season is a time for joy, celebration, and giving—but it can also bring financial stress if not managed wisely. With gift shopping, festive meals, and travel expenses piling up, it’s easy to overspend and start the new year in debt. However, with some planning and smart habits, you can enjoy the holidays without

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Close-up of two hands exchanging house keys, symbolizing a successful property transaction in a buyer's market.

Why Now is the Right Time to Buy in Australia’s Changing Property Market

Australia’s property market is undergoing a notable transformation. After years where sellers had the upper hand, the tide is now turning, offering buyers a rare opportunity to take control. But this window of favorable conditions won’t last forever, making it crucial to act with purpose and preparation. A Changing Landscape for Buyers For those waiting

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Man pulling a rope on a credit score scale, trying to improve his score from poor to good, symbolizing the effort to raise credit scores for better loan approval chances.

Have Bad Credit? Here’s How to Get Approved for a Loan!

Having bad credit can make getting approved for a loan feel like an uphill battle. Lenders often view applicants with low credit scores as higher risks, leading to increased interest rates or, in some cases, outright rejections. However, if you’re facing a financial need — like consolidating debt, covering an emergency expense, or funding a

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A line graph illustrating an upward trend in loan volumes, with part of the line creatively shaped like a house, symbolizing growth in the housing market.

Australian Loan Market Sees Growth: Insights from September 2024 Quarter

The Australian property and mortgage market saw a significant lift in new loan volumes over the September 2024 quarter, reflecting a strong trend toward home ownership and investment, even amid economic uncertainties. This quarter’s numbers indicate a total of 137,186 new loans, marking a 16.2% increase compared to the previous year. Here’s a closer look

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