Mortgage Brokers Brisbane Gold Coast
The Reserve Bank of Australia (RBA) has reduced the official cash rate to 3.60 per cent, its lowest level in over two years, following the third 25-basis-point cut of 2025. This move follows earlier cash rate reductions in February and May of the year. The cut was unanimously approved by the RBA board and was […]
3.60% Cash Rate: The Door to Better Deals Just Opened Read More »
Australia’s housing market is shifting rapidly in response to recent rate cuts. With two reductions to the official cash rate already delivered in 2025, the country has officially entered its first cycle of rate cuts in four years. While this monetary easing boosts borrowing power, it also presents new challenges — most notably, rising property
Can Rate Cuts Really Make Buying a Home Easier? Read More »
Mortgage arrears in Australia remain at historically low levels, and experts anticipate they will continue to decline as interest rate cuts reduce pressure on borrowers, according to the latest data from property analytics firm Cotality. Arrears Edge Higher—But Still Historically Low Data from the March 2024 quarter shows a slight increase in mortgage arrears, rising
Mortgage Market Stays Strong as Arrears Defy the Odds Read More »
In a move that has taken many in the industry by surprise, National Australia Bank (NAB) has announced the closure of its white label lending arm, Advantedge. The closure will be rolled out over the next 12 to 18 months, marking the end of an era for a business that has supported brokers and borrowers
NAB to Retire Advantedge: What It Means for Borrowers and Brokers Read More »
In its May 2025 meeting, the Reserve Bank of Australia (RBA) reduced the official cash rate by 25 basis points, bringing it down to 3.85%. This marks the second rate cut this year, reflecting the central bank’s response to easing inflation and a cautious economic outlook. Why Did the RBA Cut Rates? The decision was
Cash Rate Drops to 3.85%: Time to Rethink Your Mortgage? Read More »
For many Australians, the dream of building a custom home is both exciting and rewarding. However, financing a build isn’t the same as buying an existing property. That’s where a construction loan comes in—a specialised loan designed to support you throughout the building process. If you’re considering building your dream home or undertaking major renovations,
Building Your Dream Home? Here’s What You Need to Know About Construction Loans Read More »
Rising living costs and a changing interest rate environment are pushing many Australian homeowners to take action. The latest industry data shows a clear trend: a growing number of borrowers are refinancing their home loans in search of better rates and more manageable repayments. But what’s behind this movement, and what should borrowers consider before
Why Refinancing Is More Popular Than Ever in Australia Read More »
The end of the financial year (EOFY) is a significant time for individuals and businesses across Australia. It marks the conclusion of the 12-month tax period, which runs from 1 July to 30 June, and brings with it important financial responsibilities. Whether you’re self-employed, a small business owner, or simply lodging your individual tax return,
EOFY 2025 – Don’t Panic—Here’s What You Need to Do Read More »
Buying a home is one of life’s biggest milestones — but for many, the journey comes with a lot of new terms and costs to navigate. One term that often catches people off guard is Lenders Mortgage Insurance, more commonly known as LMI. Whether you’re a first-home buyer or considering an investment property, understanding LMI
Everything You Need to Know About Lenders Mortgage Insurance Read More »
In a widely expected decision, the Reserve Bank of Australia (RBA) has opted to keep the interest rates unchanged at 4.10 per cent. Announced on April 1st, this move aligns with market predictions and follows a 25-basis-point reduction in February, which marked the beginning of the first rate-easing cycle in over four years. Leading economists
No Surprises as RBA Holds Interest Rates Steady at 4.10% Read More »
