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Fixed vs. variable rate

Is Now the Right Time to Fix Your Home Loan? A Guide for Australian Borrowers

Featured, Finance Help, Refinancing My Home Loan

“Should I fix my home loan, stay variable, or choose a split loan?” That is one of the most common questions we’ve been hearing from clients right now. It’s a great question—and in the current Australian lending environment, there isn’t a one-size-fits-all answer. After several years of rising interest rates, many lenders are now competing […]

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New Financial Year, New Financial Goals: 8 Smart Money Moves to Make This Financial Year

New Financial Year, New Financial Goals: 8 Smart Money Moves to Make This Financial Year

Featured, Finance Help

The start of a new financial year is more than just tax time—it’s the perfect opportunity to review your finances, set new goals, and make sure your money is working as hard as you are. Whether you’re a homeowner, first home buyer, investor, or looking to refinance, taking a few simple steps now can help

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The Truth About Negative Gearing Changes in the 2026 Budget

The Truth About Negative Gearing Changes in the 2026 Budget

Featured, Finance Help, News

Negative gearing has long been one of the most talked-about strategies in Australian property investment. For many investors, negative gearing plays an important role in their decision-making process, helping to offset the costs of holding an investment property while building long-term wealth. That is why the Federal Government’s proposed changes to negative gearing, announced as

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Pre-Approval Made Simple: How to Qualify and What Lenders Look For

Pre-Approval Made Simple: How to Qualify and What Lenders Look For

Buying My First Home, Featured, Finance Help, Investing In Property

Starting the home-buying journey can feel overwhelming, especially when clients aren’t sure where to begin. That’s why getting pre-approval is often the smartest first step. It gives buyers confidence, sets clear expectations, and helps them understand what lenders in Australia look for before giving the green light. Even though policies differ slightly across banks, the

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Australia’s Cash Rate Jumps to 4.10%: What You Need to Know Right Now

Australia’s Cash Rate Jumps to 4.10%: What You Need to Know Right Now

Featured, Finance Help, News, RBA Updates

The latest decision from the Reserve Bank of Australia to increase the cash rate by 25 basis points to 4.10% has brought renewed attention to the ongoing battle against inflation in Australia. While the change may seem incremental, it reflects deeper economic pressures that continue to shape the financial landscape for households, borrowers and future

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The Numbers Are In… and Brokers Are Leading the Way

The Numbers Are In… and Brokers Are Leading the Way

Featured, Finance Help, News

Australians continue to show a strong preference for working with brokers, and new national research is shedding light on exactly why. Drawing on more than a thousand homeowners and investors surveyed across the country, the findings reveal that borrowers are increasingly valuing genuine industry experience, market insight, and the time-saving advantages of working with a

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