Unlocking Financial Freedom: Refinancing vs. Debt Consolidation – Which Path is Right for You?
Refinancing vs. Debt Consolidation: Understanding the Key Differences and Benefits – Mortgage broker, loans, interest, investing in property.
Refinancing My Home Loan
Refinancing My Home Loan
Utilizing Equity to Invest in Property: A Guide for Homeowners
Owning your own home and paying off your mortgage may sometimes feel like a distant dream. However, every mortgage repayment brings you closer to building equity in your property. But did you know there’s a smart financial strategy that can help you make even more progress? In this blog, we’ll explore how you can leverage
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Unlocking Financial Freedom: The Art of Refinancing
The Advantages of Refinancing: A World of Possibilities Imagine a world where your loan works tirelessly to serve your financial goals. Enter refinancing, a magical process that replaces your existing loan with one that offers superior terms. With the potential to secure a lower interest rate, shorten your repayment period, or switch to a fixed
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Loyal to a fault
It may be an admirable trait in personal relationships, but in financial matters, loyalty can come at a cost. Sticking with the same loan longer than three years can cost borrowers thousands, with competition to win business resulting in new customers paying lower rates than existing ones. This so-called loyalty tax has become such a
Lock it in Eddie
Getting the itch to fix? Choosing the right time to lock in an interest rate can be tricky. In the past year interest rates on fixed-rate loans have plummeted to all-time lows, prompting many borrowers to ask whether it’s time to lock in a rate. If you’re thinking about it, you’re not alone. The number
Be mortgage-free by your 50s
Some tips and tricks to paying off your home loan sooner. Buying a home is likely the most significant financial transaction you’ll ever make. So it stands to reason that your home loan will be your largest ongoing financial obligation. Imagine what life would be like without that monthly or fortnightly strain on your income?
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JobKeeper, home loan holidays and mortgage stress: What happens next?
If you are experiencing mortgage stress, now’s the time to get on the front foot with your lender. As your mortgage broker, we can help you prepare and plan for the unknown. It’s no surprise that the outbreak of COVID-19 has caused a huge increase in mortgage stress. According to the Australian Banking Association (ABA),
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How we can help manage your mortgage in the crisis.
In this time of economic instability, we know that jobs and mortgages are of the highest concern to you, the Government and the lenders. With things changing on a daily basis, we’re perfectly positioned to help. As the response and effects of COVID-19 on our health and economy continue to develop, we’ve all been forced
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There’s a lot more than the big four
Why smaller lenders are making a big change in banking. The history of Australian banking has always been dominated by the big four – ANZ, Commonwealth Bank, NAB and Westpac. But more Australians than ever are now turning to smaller lenders and non-banks to finance their home loans. Is your loyalty worth it? Many of
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