Mortgage Brokers Brisbane Gold Coast
Yes, casual workers can get a home loan in Australia. Being employed on a casual basis doesn’t automatically prevent you from getting a mortgage. However, lenders may assess casual income differently from full-time or permanent employment. For casual workers, lenders may look more closely at factors such as how long you’ve been employed, how consistent
Home Loans for Casual Workers: What You Need to Know Read More »
Buying your next home is exciting—but it can also raise one big question: Can I buy a second property before selling my current one? The short answer is yes, but whether it’s the right option depends on your financial situation, borrowing capacity, and the type of loan that’s suitable for you. Australia’s property market is
How Can I Buy a New House Before Selling My Current One? Read More »
Many Australians think refinancing is only worthwhile when interest rates fall. The reality is that there are many reasons to refinance a home loan, and the right time depends on your financial goals—not just what the Reserve Bank of Australia (RBA) is doing. With lenders continuing to compete for borrowers and regularly updating their home
How to Know If Refinancing Could Improve Your Home Loan Read More »
“Should I fix my home loan, stay variable, or choose a split loan?” That is one of the most common questions we’ve been hearing from clients right now. It’s a great question—and in the current Australian lending environment, there isn’t a one-size-fits-all answer. After several years of rising interest rates, many lenders are now competing
Is Now the Right Time to Fix Your Home Loan? A Guide for Australian Borrowers Read More »
The start of a new financial year is more than just tax time—it’s the perfect opportunity to review your finances, set new goals, and make sure your money is working as hard as you are. Whether you’re a homeowner, first home buyer, investor, or looking to refinance, taking a few simple steps now can help
New Financial Year, New Financial Goals: 8 Smart Money Moves to Make This Financial Year Read More »
As the end of the financial year approaches, many Australians find themselves scrambling to gather paperwork, chase receipts, and work out what needs to be done before 30 June. While EOFY can feel overwhelming, it doesn’t have to be. A little preparation now can save you a lot of time, stress, and potentially money in
Feeling the EOFY Stress? Here’s How to Get Ahead for 2026 Read More »
Negative gearing has long been one of the most talked-about strategies in Australian property investment. For many investors, negative gearing plays an important role in their decision-making process, helping to offset the costs of holding an investment property while building long-term wealth. That is why the Federal Government’s proposed changes to negative gearing, announced as
The Truth About Negative Gearing Changes in the 2026 Budget Read More »
Starting the home-buying journey can feel overwhelming, especially when clients aren’t sure where to begin. That’s why getting pre-approval is often the smartest first step. It gives buyers confidence, sets clear expectations, and helps them understand what lenders in Australia look for before giving the green light. Even though policies differ slightly across banks, the
Pre-Approval Made Simple: How to Qualify and What Lenders Look For Read More »
The latest update from the Reserve Bank of Australia placed the cash rate back at the centre of attention, with the newly released March meeting minutes revealing just how tight the call really was. The board described the decision as a finely balanced one, heavily influenced by a fast-moving global oil shock and rising uncertainty
A Big Cash Rate Warning: The RBA Isn’t Done Yet Read More »
The latest decision from the Reserve Bank of Australia to increase the cash rate by 25 basis points to 4.10% has brought renewed attention to the ongoing battle against inflation in Australia. While the change may seem incremental, it reflects deeper economic pressures that continue to shape the financial landscape for households, borrowers and future
Australia’s Cash Rate Jumps to 4.10%: What You Need to Know Right Now Read More »
