Mortgage Brokers Brisbane Gold Coast
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During the pandemic, interest rates took a significant dive, leading many first-time homebuyers to realize that mortgage repayments were now more affordable than paying rent—a situation not seen in decades. As a result, both new and existing mortgage holders rushed to secure low-interest rates, resulting in nearly halved monthly payments. The Impact of Covid Amidst […]
Are you facing a significant repayment shock? Read More »
It’s crucial to recognize the impact that credit cards, store cards, or buy now/pay later accounts can have on your ability to secure a home loan. Each of these accounts affects the amount that lenders are willing to lend you when you’re in the market to purchase a property. In this article, we will explore
Ditch the credit cards and increase your borrowing capacity Read More »
Managing personal debt is crucial for maintaining a strong financial position, especially when considering significant financial decisions like purchasing a new home, investment property, or refinancing. It is important to be mindful of credit card usage and expenditure. In Australia, there are currently 13,176,477 credit cards in circulation, with an average balance of $2,948 per
Crushing that credit card debt Read More »
Investing in real estate can be a highly profitable venture, but it requires careful consideration, financial stability, market knowledge, and a well-defined strategy. If you’re contemplating buying an investment property, here are some key indicators to help you assess your readiness and build a successful property portfolio. Financial Stability and Mortgage Eligibility Prior to purchasing
Are you ready to buy an investment property? Read More »
Living in a capital city means witnessing a constant presence of cranes on the skyline, raising questions about the demand to fill the ever-expanding developments. Surprisingly, these properties are being occupied at an impressive rate, despite reports of a housing shortage and struggling builders. High rental costs have pushed more people to accelerate their purchasing
Will Our Housing Market Cope? Read More »
The start of the new Financial Year is here and it is more than just a date on the calendar—it’s a catalyst for growth, innovation, and financial success. So, let’s delve into this exciting time and explore how you can make the most of the new financial year! What is the Australian financial year? The
A Fresh Start for Financial Triumph: The New Financial Year Read More »
The end of the financial year is a crucial time for businesses and individuals in Australia. It marks the completion of a 12-month period used for tax purposes, starting from 1 July and ending on 30 June of the following year. As this deadline approaches, it’s important to understand the tasks involved and the information
A Guide to the End of the Financial Year: What You Need to Know Read More »
Mortgage brokers are licensed professionals who specialize in finding the best mortgage options for their clients. They work with multiple lenders to help borrowers find the most favorable rates and terms. By using a mortgage broker, you can save time and money, as they will do the legwork for you in terms of comparing rates
Mortgage Brokers: The Benefits of Using One  Read More »
If you’re in the market to buy a home, securing a mortgage can be a complex and daunting process. This is where a mortgage broker can come in handy. In this blog post, we’ll discuss what a mortgage broker does and how they can help you secure the best mortgage for your needs. We’ll also
Mortgage Broker: What They Do and How They Can Help You. Read More »
It’s the ultimate property conundrum – buy or rent? The answer is: it depends. Annoying, right? But don’t be discouraged. It’s not an impossible question to answer. It just means the key factors you need to consider – prices, rent, interest rates – are constantly shifting. It’s worth diving into the data, however, because choosing
