Mortgage Brokers Brisbane Gold Coast
Family loans often arise from a place of love and compassion, supporting our loved ones in their endeavors to start a business, buy their dream home, or overcome financial hurdles. While it’s heartwarming to offer assistance, it’s equally essential to protect both parties involved and maintain healthy family relationships. This is where the importance of […]
Picture this: You’ve been daydreaming about buying your dream property, but the soaring interest rates have been a bummer. You might have even faced loan rejections and felt like giving up on your dream altogether. But hold on! What if I told you there’s a way to navigate this financial maze and turn your property
Unlocking Your Property Dreams: How a Mortgage Broker Can Make It Happen! Read More »
When it comes to property investment, aligning your decisions with long-term wealth creation goals is vital. To ensure financial returns over the investment period, conducting thorough market research and selecting the right gearing strategy are crucial. In this comprehensive guide, we explore the benefits and considerations of both positive and negative gearing strategies to help
Owning your own home and paying off your mortgage may sometimes feel like a distant dream. However, every mortgage repayment brings you closer to building equity in your property. But did you know there’s a smart financial strategy that can help you make even more progress? In this blog, we’ll explore how you can leverage
Utilizing Equity to Invest in Property: A Guide for Homeowners Read More »
When interest rates start to fluctuate, homeowners often contemplate fixing their home loan rate as a safeguard against future rate increases. While fixing your home loan rate might seem like a prudent move in a rising market, it’s crucial to base your decision on strategy and forward planning rather than market speculation. Why is this
Your 7-step Checklist for Making an Informed Decision on Fixing Your Interest Rate Read More »
In anticipation of ongoing interest rate hikes, which are expected to continue for the next few months and potentially peak in May, it is crucial to pay attention to your spending habits and consider how you will manage higher mortgage repayments. Despite this, many individuals who are still benefiting from low interest rates and consequently
Interest Rate Hikes Ahead: How to Safeguard Your Finances and Mortgage Read More »
In light of the fact that two-thirds of low-rate fixed interest rate loans are transitioning into standard variable interest rates this year, it is wise to start preparing now. To help you navigate the potential increase in home loan repayments when your fixed term ends, we have put together an action plan that incorporates refinancing,
During the pandemic, interest rates took a significant dive, leading many first-time homebuyers to realize that mortgage repayments were now more affordable than paying rent—a situation not seen in decades. As a result, both new and existing mortgage holders rushed to secure low-interest rates, resulting in nearly halved monthly payments. The Impact of Covid Amidst
Are you facing a significant repayment shock? Read More »
It’s crucial to recognize the impact that credit cards, store cards, or buy now/pay later accounts can have on your ability to secure a home loan. Each of these accounts affects the amount that lenders are willing to lend you when you’re in the market to purchase a property. In this article, we will explore
Ditch the credit cards and increase your borrowing capacity Read More »
Managing personal debt is crucial for maintaining a strong financial position, especially when considering significant financial decisions like purchasing a new home, investment property, or refinancing. It is important to be mindful of credit card usage and expenditure. In Australia, there are currently 13,176,477 credit cards in circulation, with an average balance of $2,948 per
Crushing that credit card debt Read More »
