Mortgage Brokers Brisbane Gold Coast
Being self-employed doesn’t mean buying a home is out of reach. Whether someone runs their own business, works as a sole trader, operates a company or earns an income as a freelancer, getting a home loan may still be possible. However, applying for a self-employed home loan can involve a little more preparation than applying
Can I Get a Home Loan If I’m Self-Employed in Australia? Read More »
Yes, casual workers can get a home loan in Australia. Being employed on a casual basis doesn’t automatically prevent you from getting a mortgage. However, lenders may assess casual income differently from full-time or permanent employment. For casual workers, lenders may look more closely at factors such as how long you’ve been employed, how consistent
Home Loans for Casual Workers: What You Need to Know Read More »
Negative gearing has long been one of the most talked-about strategies in Australian property investment. For many investors, negative gearing plays an important role in their decision-making process, helping to offset the costs of holding an investment property while building long-term wealth. That is why the Federal Government’s proposed changes to negative gearing, announced as
The Truth About Negative Gearing Changes in the 2026 Budget Read More »
Starting the home-buying journey can feel overwhelming, especially when clients aren’t sure where to begin. That’s why getting pre-approval is often the smartest first step. It gives buyers confidence, sets clear expectations, and helps them understand what lenders in Australia look for before giving the green light. Even though policies differ slightly across banks, the
Pre-Approval Made Simple: How to Qualify and What Lenders Look For Read More »
The latest update from the Reserve Bank of Australia placed the cash rate back at the centre of attention, with the newly released March meeting minutes revealing just how tight the call really was. The board described the decision as a finely balanced one, heavily influenced by a fast-moving global oil shock and rising uncertainty
A Big Cash Rate Warning: The RBA Isn’t Done Yet Read More »
Australians continue to show a strong preference for working with brokers, and new national research is shedding light on exactly why. Drawing on more than a thousand homeowners and investors surveyed across the country, the findings reveal that borrowers are increasingly valuing genuine industry experience, market insight, and the time-saving advantages of working with a
The Numbers Are In… and Brokers Are Leading the Way Read More »
The Reserve Bank of Australia has officially kicked off a new tightening cycle, lifting the cash rate for the first time in more than two years. After a long stretch of stability, the rate has moved from 3.60 per cent to 3.85 per cent, marking a significant moment for households, property buyers, and investors alike.
Don’t Get Caught Out by the New Cash Rate Increase Read More »
As the year draws to a close, the mortgage and finance broking industry finds itself reflecting on what has been one of the most eventful and transformative periods in recent memory. From major government policy changes to shifting lending conditions, industry consolidation, and new regulatory priorities, 2025 brought a wave of developments that shaped how
A Big Year for Borrowers: The Moments That Shaped 2025 Read More »
Australia’s property market has reached a new milestone, with more suburbs than ever now carrying a median value of $1 million or more. According to recent research from property insights firm Cotality, one in three Australian housing markets has officially joined the “million-dollar club.” More Markets Join the Million-Dollar Club The report found that as
More Aussie Homes Are Hitting $1 Million — Here’s How to Keep Up Read More »
For years, many borrowers felt trapped in “mortgage prison”—unable to refinance their home loans due to strict serviceability requirements and rising interest rates. Now, new research shows that the doors are finally opening, giving more Australians the chance to refinance and take back control of their mortgages. Refinancing Is on the Rise The latest Mortgage
Refinance and Break Free: How Borrowers Are Escaping Mortgage Prison Read More »
