HEM: The Hidden Key to Homeownership Happiness
So, you’ve found the perfect home, your deposit is poised, and you’re ready for that crucial nod from the bank. But wait, there’s a sneaky little term called the Household Expenditure Measure (HEM) looming in the shadows. What exactly is it, and why might it throw a wrench into your homeownership aspirations? What’s HEM? Think […]
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