As Tropical Cyclone Alfred approaches, ensuring the safety of your home is a top priority. Beyond immediate preparations, homeowners should also consider the financial impact of severe weather on their mortgage, property value, and insurance coverage.
Protecting Your Home Before the Storm
- Secure Your Home – Reinforce windows, doors, and roofing to minimize potential cyclone damage.
- Review Home Insurance – Check that your policy covers storm and flood-related damages. Contact your provider for clarification if needed.
- Document Your Home’s Condition – Take photos and videos of your home’s exterior and interior to support any future insurance claims.

Homeowners and Mortgage Considerations After the Cyclone
- Assess Home Damage – If your home sustains damage, act quickly by taking photos, making temporary repairs, and contacting your insurer.
- Speak With Your Lender – If the cyclone affects your ability to meet mortgage repayments, reach out to your lender to discuss financial hardship options.
- Monitor Home Values – Storm damage in your area can impact property values, which may affect refinancing opportunities.
Your home is one of your biggest investments, and protecting it before, during, and after a cyclone is essential. By preparing ahead of time and staying informed, you can ensure the safety of your home and financial well-being in the face of severe weather.
Need help reviewing your home loan or insurance coverage? Our team is here to assist you in securing the best financial options for your home. Contact us today to discuss how we can help you stay financially prepared.
*** Emergency Contact Numbers for Cyclone-Affected Areas
- Life-Threatening Emergencies: 000 (Police, Fire, Ambulance)
- State Emergency Service (SES): 132 500 (Storm and flood assistance, fallen trees, roof damage)
- Energex (Power Outages & Electrical Hazards): 13 62 62
- Urban Utilities (Water Emergencies): 13 23 64
- Non-Urgent Medical Help: 13 HEALTH (13 43 25 84) (For medical advice when it’s not an emergency)
- Police Non-Emergency Assistance: 131 444 (For non-urgent police matters)
- Road and Traffic Information: 13 19 40 (Updates on road closures and traffic conditions)
- Lifeline: 13 11 14 (24/7 crisis support for emotional distress)
- Poison Information Centre: 13 11 26 (For poisonings, bites, and stings)
- Tsunami Warning: 1300 878 6264
- National Relay Service: 106 (Emergency assistance for those with hearing or speech impairments)
- Marine Rescue Queensland: 000 – on land or Radio VHF 16 – on water
- Animal Emergencies (RSPCA QLD): 1300 ANIMAL (1300 264 625) (For injured or stranded animals).