Unlocking Financial Freedom: Refinancing vs. Debt Consolidation – Which Path is Right for You?
Refinancing vs. Debt Consolidation: Understanding the Key Differences and Benefits – Mortgage broker, loans, interest, investing in property.
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Happy Tenant, Happy Landlord: The Key to Successful Property Investment
Congratulations on becoming a landlord and acquiring your first investment property! As you embark on your journey as a property investor, it’s essential to focus on attracting and retaining the right tenants to ensure a positive landlord experience. After all, a happy tenant means a happy landlord, and building a strong relationship with your tenants
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Unlocking the Benefits of Documenting Family Loans: Your Guide to a Stress-Free Approach
Family loans often arise from a place of love and compassion, supporting our loved ones in their endeavors to start a business, buy their dream home, or overcome financial hurdles. While it’s heartwarming to offer assistance, it’s equally essential to protect both parties involved and maintain healthy family relationships. This is where the importance of
Utilizing Equity to Invest in Property: A Guide for Homeowners
Owning your own home and paying off your mortgage may sometimes feel like a distant dream. However, every mortgage repayment brings you closer to building equity in your property. But did you know there’s a smart financial strategy that can help you make even more progress? In this blog, we’ll explore how you can leverage
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Unlocking the Secrets of Property Investment: Expert Advice for 2023 and Beyond
In the aftermath of a turbulent year in the finance and property sector, many individuals may be feeling hesitant and uncertain about the future. Whether you are a first-time homebuyer or a seasoned investor, you might wonder if it’s a favorable moment to venture into the property market. With a myriad of conflicting opinions about
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Your 7-step Checklist for Making an Informed Decision on Fixing Your Interest Rate
When interest rates start to fluctuate, homeowners often contemplate fixing their home loan rate as a safeguard against future rate increases. While fixing your home loan rate might seem like a prudent move in a rising market, it’s crucial to base your decision on strategy and forward planning rather than market speculation. Why is this
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Preparing for Higher Home Loan Repayments: Your Action Plan for Transitioning from Fixed to Variable Rates
In light of the fact that two-thirds of low-rate fixed interest rate loans are transitioning into standard variable interest rates this year, it is wise to start preparing now. To help you navigate the potential increase in home loan repayments when your fixed term ends, we have put together an action plan that incorporates refinancing,
Are you facing a significant repayment shock?
During the pandemic, interest rates took a significant dive, leading many first-time homebuyers to realize that mortgage repayments were now more affordable than paying rent—a situation not seen in decades. As a result, both new and existing mortgage holders rushed to secure low-interest rates, resulting in nearly halved monthly payments. The Impact of Covid Amidst
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Ditch the credit cards and increase your borrowing capacity
It’s crucial to recognize the impact that credit cards, store cards, or buy now/pay later accounts can have on your ability to secure a home loan. Each of these accounts affects the amount that lenders are willing to lend you when you’re in the market to purchase a property. In this article, we will explore
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Crushing that credit card debt
Managing personal debt is crucial for maintaining a strong financial position, especially when considering significant financial decisions like purchasing a new home, investment property, or refinancing. It is important to be mindful of credit card usage and expenditure. In Australia, there are currently 13,176,477 credit cards in circulation, with an average balance of $2,948 per
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